*Singapore Insurance Reviews

"Have you ever wished understanding insurance matters in Singapore is a breeze, and you can conduct insurance planning effortlessly?"

We make Singapore insurance policies easy for you to review andcompare, so you don't have to do all the hard work!

Singapore Insurance Reviewer - Independent reviews of auto insurance, health insurance plans, etc in Singapore

At Singapore Insurance.Org, we aim to dispel the confusion about the types of insurance plans people in Singapore should own.

On top of ensuring that consumers are not at the mercy of their insurance agents, we also aim to ensure every family gets well protected, in the most cost effective manner.

(If you are looking for car insurance in Singapore, click to go to Auto Insurance Quotes now.)

Fact 1: Almost every Singaporean, S'pore Permanent Resident (PR) and every one living in Singapore knows the importance of having insurance.

However, not everyone realises that we need different kinds of insurance plans. And that brings us to...

Fact 2: Many Singaporeans buy insurance plans because of what their insurance agents told them.

Usually, the script goes like along the lines of the high savings or investment returns that are promised to them when their plans mature or when the policyholder reach retirement age.

This is dangerous because many times, they bought largely plans that have only SAVINGS and INVESTMENT values. Thus, many are terribly short of insurance policies that have tremendous PROTECTION benefits. Hence...

Fact 3: As of today, 6 out of 10 Singaporeans are still being under insured . Put it bluntly, insurance is mainly to protect one's most treasured belongings and loved ones. Our insurance agents have used it to protect their own incomes and pockets.

We really feel that the following poem should be kept in every insurance agent's wallet / purse, to remind themselves of the glorious task that they are carrying out on behalf of the higher powers:

Fact 4: By merely fine tuning your existing insurance portfolio, it is very easy to lower your annual insurance premiums while maintaining or even increasing your life insurance coverage. All without terminating any life insurance policy.

Insurance Policies Singaporeans Must Have

Thanks to our insurance agents, we now have too many endowment or savings plans, investment-linked plans and whole life insurance plans with bonuses.

Why? The above plans have relatively the highest rate of commissions.

On top of such plans which are necessary but excessive, Singaporeans will also need

i) Health Insurance

Medical costs is rapidly rising, and health insurance plans otherwise, known as shield plans will help to pay for all the related costs.

ii) Personal Accident Insurance

The truth, we are leaving in urban Singapore, Our tiny space and so many roads mean that for drivers and pedestrians alike, the risk of meeting with road or non-road accidents are much higher than other countries in Asia.

iii) Disability Income Insurance

This is one of the newer types of insurance that is of great protection value to Singaporeans. Unfortunately due to low commission rates, many financial consultants do not sell it.

Wondering which is the best shield plan in Singapore? Call us at 97218160, and let June / CK tell you more.